My new year’s resolution is to pay down debts. That’s not very original, I know, it might even be a bit trite, but I think it’s the right place to focus my intentions for the new year.
I wish I could say I would be paying off my debts in 2013. Possibly I can, but when I compare the amount I owe to my expected income, it seems more realistic to state a goal of paying off half of my debt or more during the year.